When managing money, many people say that the risks of financial products are different, so there will be different names. For example, there are conservative wealth management products and radical wealth management products. So what does a conservative wealth management product mean? What is a conservative financial product? We have prepared relevant contents for your reference.

Conservative financial products refer to financial products with relatively small risks, such as money funds, savings bonds and structured deposits. These risks are very small, and there is a great possibility of making money by holding them for a long time. Basically, there is no loss, and the possibility of loss is very small.

Take the money fund as an example: the money fund mainly invests in the money market, such as bonds, central bank bills, repurchase and other short-term wealth management products with high security, so its risk is very small and there is basically no loss. It is worth noting that Yu 'ebao is also a kind of money fund. So far, there has never been a loss.

Take savings bonds as an example: savings bonds has a release time, which does not mean that it can be purchased at any time. You can only buy it if you pay attention to the release time first. Generally speaking, as long as you don't take it out in advance, you will basically make money when it expires, and there are few losses.

Take structured deposits as an example: structured deposits are composed of ordinary deposits and options of financial derivatives, which are different from ordinary deposits. A small amount of funds will be used for financial investment, so there will be certain risks. However, because some investments are ordinary deposits, they can basically protect the capital and have a greater possibility of making money.