"Monetary capital investment mainly includes short-term treasury bonds, government bonds, large negotiable certificates of deposit, bank acceptance bills, etc. Usually issued by the government, financial institutions and large enterprises with good reputation, it has high security and liquidity. Since the investment threshold of money market instruments is usually very high, which greatly limits the entry of ordinary individual investors, the money fund also provides an important channel for ordinary investors to enter the money market. " Feng Jun, manager of Guolian 'an Monetary Fund, introduced. Feng Jun also said, "The money fund's investment target is a variety with high safety factor and stable income. Buying and selling money funds is generally free of handling fees, and the subscription fee, subscription fee and redemption fee are all zero, making it very convenient for funds to enter and exit. According to the conversion of market conditions, investors can efficiently and cheaply convert the monetary fund of a fund company with other open-end funds of the company. " Cai Zhong