Hello, the capital preservation fund will not be guaranteed if it decides to invest, because the capital preservation fund only guarantees the capital subscribed during the raising period. If you decide to invest, it is a subscription, not a subscription, and you can't enjoy the promise of capital preservation. And the redemption fee of the capital preservation fund is super high. If the holding period is less than a complete warranty period, the minimum is 0.5% and the maximum is 2%. Therefore, the capital preservation fund does not recommend fixed investment, but only recommends subscription! At this stage, you can choose a new capital preservation fund issued by a company that has successfully operated the capital preservation fund before, and subscribe at one time.

The interest rate of time deposit is clear and the income is clear. 3-year 4.25%, 3-year 12.75%. The income of the capital preservation fund is uncertain, depending on the market performance, but the income is uncertain. A capital preservation cycle is as high as 50% and as low as 2% in three years, which has happened before.

Therefore, to be prudent, you can choose a time deposit or rob the national debt, every month 10 days. Willing to take risks and get higher returns, choose a capital preservation fund.

If you don't understand, sincerely welcome questions; If I am lucky enough to help you, please adopt in time! thank you