The high-end sectors such as liquor, photovoltaics, food and household appliances held by the fund experienced a deep correction, and some funds with large gains in the previous two years also made substantial adjustments. What should we do now? Should the fund be bought or sold? Bian Xiao sorted out how to deal with the loosening of fund groups here for your reference. I hope everyone will gain something in the reading process!
If you calm down and think about it, you might not be so panicked. The main profit of fund investment comes from the profit growth of enterprises, and the short-term emotional influence will only affect the "floating profit and floating loss". Therefore, as a fund investor, you don't have to worry about whether liquor will be too expensive, but more importantly, whether you still agree with the management ability of the fund manager and the investment logic of the fund. As for whether to adjust the direction, it should be more for fund managers to do it.
Influence of Group Collapse on Fund
Baotuan shares plummeted, must the fund plummet?
There is a lag in the publication of periodic reports of the Fund. In fact, the publication of the fund's periodic reports lags behind. The so-called heavyweights are actually the heavyweights of last quarter, not the latest positions now.
Does the fund hold these stocks now? What's the ratio? You need to wait until the quarter-end report to get an accurate answer.
What happens if the regiment collapses?
1, don't worry too much about the index.
In the past few times, the index of China Merchants Securities has not dropped significantly. Except for the financial real estate sector, the overall trend of the other three markets is upward. Although the funds are not as loose as before, the funds are actually abundant and the "moisture" is acceptable, so there is not much problem with the index. Just trying to get the index up will also be difficult.
2. Once the group collapses and the reduction is accelerated, the group sector will fall sharply.
3. In the context of the continuous establishment of funds, some new sectors will rise rapidly. The recent issuance of new funds is not at all backward. With so much money entering the market, there is no shortage of money. Capital is bound to find a new breakthrough. The rise of banking, chemical industry and energy has been confirmed. What other sectors will have opportunities in the future?
For example, tourist restaurants that have been silent for a long time, such as insurance brokers of big finance, such as some Chinese prefixes with good texture and so on. Other new shares will also have many opportunities, and there is no lock, which makes these sectors show different charm.
From the perspective of funds, it will be more difficult to choose funds this year. However, we can still find two directions to choose from. First, choose a trustworthy fund manager. It can be seen that there was indeed a group of fund managers before, but there is an obvious phenomenon that even though the Baima Awkwardness shares disclosed in the four quarterly reports of these funds are plummeting, the performance of the funds is still very stable, indicating that there has been a turning point. Another angle of fund selection is to choose a promising sector and direction, and you can buy industry theme funds or related ETF funds.
What should I do if the group shares held by the fund I bought fall?
1. First of all, it is not appropriate to redeem it immediately, especially on the day of the decline. If you are very sure that there is an extremely negative event in the stock holding the fund's heavy position, at least 2~3 down limit or even more, you can redeem it as soon as possible, but at present, the fundamentals of the fund holding the stock are not too big. Problems;
2. Secondly, investors are advised to take a long-term view and take short-term fluctuations lightly. From the perspective of long-term investment, this time may also be an opportunity to buy or invest in quality funds;
3. In addition, for related theme funds, it is suggested that the holding ratio should not be too high. Because the theme of the theme fund is relatively concentrated, it is highly related to the industry. After the industry is hit, the performance of the whole theme fund will also be greatly affected;
4. Finally, we should learn to diversify investment and do a good job in asset allocation. Don't confine our funds to one industry. It is suggested to allocate broad-based index funds such as CSI 300 and CSI 500 to avoid some risks.
Is the fund that holds the group still worth buying?
1. First, trust the choice of fund managers.
If you buy a fund manager's product, it must be a recognition of the fund manager's investment management ability.
It is normal that the market has ups and downs and stocks have ups and downs.
In fact, when fund managers choose to invest in each stock, they have gone through repeated research, repeated verification and careful consideration.
And if the market wind changes, the fund manager will adjust it in time to avoid a big retracement of the fund's net value.
Since we have chosen to "leave professional affairs to professional people", we might as well relax and not be influenced by external noise, and trust the professional judgment of fund managers!
2, reverse investment, buy in batches
Others are afraid that I am greedy, and others are greedy and I am afraid. If it is found that the limit of the heavy stocks has not had a great impact on the fund products, or it can withstand certain net value fluctuations, you may wish to continue to wait and see, waiting for the subsequent development of the products, or you can choose to add positions at a low level and pick up cheap chips. After all, the weak performance of short-term heavyweights does not mean that the fund has lost the value of long-term investment.
Of course, if you are really worried about the negative impact of the fluctuation of heavy stocks, from the perspective of improving the investment experience, you can also consider redeeming some of them appropriately to alleviate the worries caused by the fluctuation of the fund's net value.
3. Diversified investment
No one can guarantee that he will win every shot. If you want to get on the bus now, it is recommended to consider Hong Kong stocks and some relatively balanced funds, and pay attention to the margin of safety.
Is baotuan stock still worth buying?
So, is it still worth buying by investors? Faced with this problem, small and medium investors are not advised to buy Tuantuan shares. After all, the investment risk of Tuantuan shares is very high, and the ability of small and medium-sized investors to guard against risks and take risks is poor, and they lack necessary risk prevention measures.
However, this does not mean that there are no opportunities for investment (or speculation) and making money, and such opportunities for investment (or speculation) and making money still exist. The reason lies in the following aspects.
1, baotuan shares basically belong to the category of white horse and blue chip, and belong to leading enterprises in various industries. Therefore, on the one hand, these holding stocks are unlikely to break out, on the other hand, they have certain performance support. Although the performance is not enough to support the stock price, compared with some companies with no performance or even performance losses, the group shares are relatively safe. Moreover, it has now entered the stage of 2020 annual performance disclosure of listed companies, and the high distribution of Baotuan shares will also constitute the gimmick of Baotuan shares speculation.
2. The stocks are basically institutional funds, especially many of them are investment funds. But investment funds do not have to be cashed out in time. As long as the share price remains high, Public Offering of Fund can charge management fees. More importantly, the issuance of new funds continues. Once these newly issued funds are successfully issued, they can participate in the group relay again. Therefore, as long as the hot situation of new fund issuance remains unchanged, there will be a steady stream of new funds to join the group of stocks, maintaining or even pushing up the share price of the group of stocks.
3. Public opinion will also actively plead for shareholders. After all, institutions, even Public Offering of Fund, are well-known Party A in the market. Therefore, as the public opinion of Party B, it is natural to speak for Party A. For example, in the face of the continuous rise of Kweichow Moutai's share price after entering 202 1, some institutions raised Kweichow Moutai's share price to 3,000 yuan, which triggered two consecutive upswings of Kweichow Moutai's share price.
Therefore, although the share price of Baotuan shares is very high, due to its advantages in performance, capital and public opinion, in the market of the Year of the Ox, Baotuan shares will not be lonely, but there will still be some opportunities to make money. Especially when the group's shares plummet, it may be an opportunity for the market to intervene in the short term. However, due to the lack of ability of small and medium-sized investors to seize opportunities, it is appropriate for small and medium-sized investors to wait and see.
To sum up:
First, the original quality fund, even if it falls in the short term, should not be sold easily.
Second, if you want to make up the position, don't consider the direction of holding the group for the time being. More consideration should be given to Hong Kong stocks and some relatively balanced funds that focus on the margin of safety.
Third, for one-way funds, whether it is liquor or non-ferrous metals. Keep a cautious attitude and don't chase after the ups and downs.
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