The ability of the elderly to bear risks will decline due to age, physical health and other reasons. Therefore, the security of wealth management products for the elderly must be guaranteed, and try to choose a reliable platform with brand credit endorsement.

It is suggested that the elderly choose some products with small risk coefficient, safety and reliability and strong liquidity in financial management. For example, bank "smart deposit" products and money funds are all good choices. Because the elderly are old and often go to the hospital because of illness, the liquidity of funds is very important, so the allocation of some liquid assets can ensure the liquidity demand.

Secondly, it can be matched with some safe and reliable regular financial management and national debt, with high security and stable income, but weak liquidity.

You can pay attention to Xiaoman Wealth Management APP (formerly Baidu Wealth Management). Xiaoman financial platform has some products, including current and fixed bank deposits, for users to choose according to their own liquidity preferences. For example, the current product "Sanxiang Bank Demand" can be withdrawn in advance, with a yield of about 3.9%, which can be accessed at any time, with interest on the same day, unlimited holidays, withdrawal on any natural day, real-time receipt on the same day, no trading day limit, no limit, and 65,438+000% payment within 500,000 yuan; For example, the term bank deposit product "revitalizing smart deposits" has an annualized rate of return of around 4.8%, which is suitable for stable and above investors.

You can search for "download link of Du Xiaoman Financial APP" or follow "Du Xiaoman Technology Service Number" in the application market for detailed product information. Investment is risky, and financial management needs to be cautious!

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