Collective investment, expert management, risk diversification and so on. Bank reorganization fund is a kind of financial capital specially used for specific enterprise or asset reorganization and merger, and its characteristics include collective investment, expert management, risk diversification, standardized operation, stable income and good incentive and supervision mechanism. From the classification of funds, enterprise restructuring funds belong to industrial investment funds. According to the industrial life cycle and development stage, industrial investment funds can be divided into venture capital funds, basic industrial investment funds and industrial structure adjustment funds.