medical insurance account is the general name of medical insurance account, including overall account and individual account. The overall account is managed and used by the medical fund in a unified way, which mainly solves the medical reimbursement problem of the insured person who is sick and hospitalized. Personal account is an account for personal control and use. The money that is credited to the personal social security card by the medical fund every month will always belong to the individual. It can be used to buy medicine at a designated pharmacy, see a doctor at a hospital outpatient clinic, pay for self-funded medical expenses after reimbursement from the fund, and pay the initial expenses for hospitalization.

medical insurance account is the general name of medical insurance account. Anyone who pays medical insurance, whether you pay employee medical insurance or resident medical insurance, will have a medical insurance account. Personal account is a medical insurance account, and medical expenses belong to the account controlled and used by individuals, which generally refers to the medical expenses in the personal social security card. Due to the implementation of the second generation social security card, the past medical insurance card has stopped using, so there is no name of medical insurance card now, and it is called social security card for short.

What items are included in medical insurance reimbursement

The classification of medical insurance reimbursement and the items included are as follows:

1. General medical insurance. It mainly includes outpatient expenses, medical expenses and inspection expenses.

2. Hospitalization insurance. It is mainly the daily hospitalization expenses, the cost of using hospital equipment, the cost of surgery, medical expenses and so on.

3. Operation insurance. Provide all expenses incurred due to the patient's need for necessary surgery.

4. Comprehensive medical insurance. Its cost range includes all expenses such as medical treatment, hospitalization and surgery.

5. Special disease insurance. Some special diseases often bring catastrophic expenses to patients, which are unbearable for ordinary families. Such as cancer and heart diseases. The major diseases that provide protection for the insured can be single diseases, such as malignant tumors, or even certain cancers in malignant tumors.

I hope the above contents can help you. If you have any other questions, please consult a professional lawyer.

legal basis: social insurance law of the people's Republic of China

article 2 the state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance to protect citizens' right to get material help from the state and society in case of old age, illness, industrial injury, unemployment and maternity.

article 26 the treatment standards of basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with state regulations.

article 28 medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards, and emergency and rescue shall be paid from the basic medical insurance fund in accordance with state regulations.