Reference algorithm: principal * annual interest rate /365* days = expected return, assuming that the principal is 654.38+ 10,000 yuan, the reference annualized net investment return rate of this product is 5.4%, and the actual financial management period is 62 days, then the investor's income =? 65438+ million x5.4%*62/360=930 yuan.

Can you look at the data and income details of this fund before you buy it? Decide whether to buy after solving it. After all, although investment funds have small risks, they also have risks. Everyone needs to be careful.

2. What happened when the wealth management products didn't show yesterday's earnings?

According to common sense, products with a value of 19 are usually charged in the evening of 18 or in the early morning of 19. However, in the previous period, the purchase amount will be frozen. In other words, before 19, there was no interest on wealth management products, which means you haven't held this product yet. If the money is missing, you should find the available balance.

It usually takes t+2 working days to find out, and t is the date of purchase. After the subscription is successful, the subscription fund share will be inquired on the second trading day. The so-called trading day is the day when the application is filed. The working days of fund companies and exchanges are synchronized. Closed from Saturday to July, Saturday morning at 9: 00 +0-5? 30-? Three o'clock in the afternoon? 00 working days.

Because online sales are traded 24 hours a day, there is a "trading day", which is "T"? The concept of. Normal trading day, before 3 o'clock, the next day after 3 o'clock. The trading day is from 3 pm on Friday to 3 pm on Monday.

Because fund companies have a lot of money in their hands, they can issue new shares by buying dozens of stocks. Managers of fund companies are more qualified and have more information than ordinary investors, so the risk of buying Alipay funds is smaller than that of stocks, and the income is also smaller than that of stocks.

When retail investors go to buy stocks, they can only buy one or several stocks because of limited funds, and the risk of stock selection is greater. If they choose the wrong stock, they will suffer heavy losses. Of course, if you can choose good stocks, you will earn more than buying funds!

Generally speaking, you can look at the model to calculate the income of the fund. Basically, it is calculated according to this, but the income does not come out on the same day, and it is usually displayed the next day. Therefore, you will see the income delay on weekdays, so don't worry too much.