Yu 'ebao itself is a money fund product. Transferring money to Yu 'ebao is actually buying Tian Hong Monetary Fund. CCB also has various monetary fund products. You can go directly to the fund page of CCB to see various money fund wealth management products. Then you can choose a good money fund product for yourself by comparing the seven-day annualized rate of return of prize-winning funds, and perhaps the income will be much higher than that of Yu 'ebao.
Due to the rapid development of Yu 'ebao, in just a few years, the number of users of Yu 'ebao has exceeded 300 million, and the funds raised have exceeded one trillion yuan. This data is enough to shock many people in the industry or outside the industry. Although the miracle of Yu 'ebao cannot be replicated, there will still be many large companies that launch products similar to Yu 'ebao, and CCB Yu 'ebao is one of them.
However, the money fund wealth management products selected by CCB will be limited in terms of transfer in and out, and cannot be transferred out anytime and anywhere like Yu 'ebao, nor can they be used for online consumption or payment like Yu 'ebao. Therefore, to a certain extent, CCB's monetary fund will not be more convenient than Yu 'ebao, but in terms of security, CCB is a state-owned bank, so the security of CCB will be higher than Yu 'ebao.
Extended data
CCB Fund will focus on the following points:
1, depending on the type of risk tolerance.
If you can bear the increased risk, it is recommended to buy index and equity funds, so that the income will be higher; If the endurance is average, it is recommended to buy a stable type; If you can't take risks, buy money funds and bond funds, but the benefits are not so obvious. So it still depends on the investor's personality and investment preference.
2. Use a professional eye.
Generally, fund companies that have experienced bull and bear markets have rich experience. It is more reliable to choose the products of such a fund company.
3. The fixed investment income of CCB Fund.
The advantage of the fund's fixed investment is to spread risks, so it is appropriate to start fixed investment at any time. In addition, the bank has always been a relatively optimistic institution for ordinary people, so it will be more reassuring to put money in the Construction Bank. ?
How to buy a money fund in CCB?
1. To open an account, first open a savings card of China Construction Bank, and at the same time apply for opening the securities trading function for your savings card (just select it on the card opening application form). Opening the securities trading function must rely on the ID card, and the age must be over 18 years old. Hong Kong, Macao and Taiwan cannot notify foreigners.
2. Buying funds is divided into subscription and subscription. Buying old funds becomes subscription, and buying new funds being issued becomes "subscription". The operation process is basically the same. The fund subscription time is from 9: 00 am to 3: 00 pm, and the fund subscription time is from 5: 00 pm;
3. Redemption fund can go to the website of Jianxin Fund to see the relevant situation.
CCB Monetary Fund has a wide range of applications for automatic redemption. It can be handled by CCB's savings card, online banking, mobile banking, self-service terminals and bank outlets. After signing the contract, the fund can be automatically purchased and redeemed. Automatic subscribers can realize fixed subscription and non-fixed subscription.
Does Phoenix Finance-CCB have products similar to Yu 'ebao?