both Chinese and western medicines can be reimbursed by medical insurance card. The medical insurance card is mainly suitable for patients who take medication themselves or swipe their cards for medical treatment during certain disease examinations. If the medical insurance card is not in the local area, you need to activate the medical insurance card. Therefore, when you go to the hospital, you should first consult the service desk for medical procedures. Medical insurance reimbursement needs to be purchased at a designated pharmacy, and can be reimbursed by swiping the card in the medical insurance catalogue. Ordinary Chinese medicines needed for illness can be reimbursed. 9% of Chinese medicines are Class A medicines in medical insurance. Only a few animals and precious Chinese medicines can't be reimbursed, such as Korea, ginseng and hippocampus. The 217 edition of the medical insurance catalogue restricts the payment of 26 kinds of traditional Chinese medicine injections and restricts the use of diseases by medical institutions. It is stipulated that the Chinese herbal medicine sector includes the scope of Chinese herbal medicines paid by the medical insurance fund, and the scope of Chinese herbal medicines paid by the medical insurance fund is not adjusted by the local government. At the same time, the National Health and Wellness Committee issued the first batch of rational drug use catalogue, and proposed to standardize the prescription of traditional Chinese medicine. Western medicine cannot prescribe Chinese medicine. Therefore, only doctors with Chinese medicine-related qualifications can be reimbursed by Chinese medicine, while western medicine cannot be reimbursed by Chinese medicine. On the premise of paying medical insurance, you need to bring a medical insurance card and swipe it when you buy drugs.
Legal basis: Article 28 of the Social Insurance Law of the People's Republic of China
Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency and rescue shall be paid from the basic medical insurance fund in accordance with state regulations.
article 29 the part of the medical expenses of the insured that should be paid by the basic medical insurance fund shall be directly settled by the social insurance agency, medical institutions and pharmaceutical trading units.
the social insurance administrative department and the health administrative department should establish a settlement system for medical expenses in different places, so as to facilitate the insured to enjoy the basic medical insurance benefits.