Fund investment is an indirect way of securities investment. By issuing fund shares, fund management companies concentrate investors' funds, which are managed by fund custodians (that is, qualified banks) and managed and used by fund managers to invest in financial instruments such as stocks and bonds, and then bear the investment risks and share the benefits. Investment fund is an investment tool that collects the funds of many scattered investors, entrusts investment experts (such as fund managers) to invest, and investment management experts conduct unified investment management according to their own investment strategies to benefit many investors. Investment funds pool public funds, share investment income and share investment risks, which is a collective investment method with * * * income and * * risk. Funds mainly make profits in the following two ways: net value growth: due to the appreciation of stocks or bonds invested by open-end funds or the acquisition of dividends, bonuses, interest, etc. , the net value of the fund unit increased. After the net value of fund shares rises, the difference in net value obtained by investors when they sell the number of fund shares is also the investment gross profit. The real investment income is the gross profit after deducting the subscription fee and redemption fee when buying a fund.

Dividend income: according to national laws and regulations and the provisions of the fund contract, the foundation distributes income regularly. Dividends received by investors are also an integral part of profits. There are many kinds of existing funds: First, according to different investors, securities investment funds can be divided into: stock funds, bond funds, money market funds, mixed funds, special funds, international funds and so on. Among them, the special fund is oriented to special events, such as chasing the stocks of companies on the verge of bankruptcy, especially the investment similar to orphan stocks, in an attempt to revive the stocks by adding catalysts, which can obtain huge profits. As for the international fund, it is based on transnational investment, putting funds into national stock markets and making international travel. In fact, this constitutes a part of international hot money.