Second, starting from 2020, male employees and residents born in 1960 will receive a six-month pension, and so on. By 2030, male employees and residents will receive pensions at the age of 65.
Discussion on postponing retirement age;
China's current legal retirement age began in the 1950s: the retirement age of male employees is 60, that of female employees is 50, and that of female cadres is raised to 55. However, with the continuous improvement of people's living standards in our country, the average life expectancy of our population has also increased, so the problem of delaying the retirement age of workers has been put on the agenda.
The specific plan is as follows: The Social Insurance Research Institute of the Ministry of Labor and Social Security was established as early as? The report "Calculation and Management of Endowment Insurance Fund in China" submitted in 2000 suggested that the state should determine the scheme of delaying retirement age as soon as possible.
The first step is to clean up and cancel early retirement posts in five years, and basically strictly implement them according to the legal retirement age;
The second step is to eliminate the difference in retirement age between female employees and female cadres in five years, and all female employees will retire at the age of 55;
The third step is to initially postpone the retirement age to 65 years within ten years. Years old.
Why should we postpone the retirement age of workers? The specific reasons are as follows:
First of all, China's retirement system has seriously lagged behind the objective needs of economic and social development. China's previous legal retirement age was based on the population life expectancy forecast in the early days of the founding of the People's Republic of China. In the past 60 years, the average life expectancy in China has increased from about 40 years in 1950s to about 72 years now.
The current retirement system can't completely match the labor market, which causes a lot of waste of human resources and is not conducive to the coordinated development of China's economy. At the same time, the contrast between the low legal retirement age and the high life expectancy per capita has aggravated the payment pressure of China's old-age insurance.
Second, the problem of early retirement is more prominent. Many enterprises regard early retirement system as an incentive policy to improve the efficiency of enterprises by increasing the speed of natural attrition. Many non-special industries also apply for "early retirement", which violates the original intention of the state to formulate "early retirement". For the old-age insurance, early retirement means a decrease in the number of contributors and an increase in the number of pensioners. The sooner you retire early, the greater the damage to the social pension problem in China.
Third, the urgent requirement of an aging population. Since 2000, the elderly population in China has accounted for 10.6% of the total population, and China has entered an aging society. In the next two or three decades, the proportion of the elderly population in the total population will gradually increase, and the number of elderly people in the elderly population will continue to increase. The increase in the number of elderly people will not only deepen the risk of the elderly population, increase the pressure on pension and medical insurance, but also cause the labor force to shrink, which will further weaken China's international competitiveness.