In some cities, the new rural insurance and urban residents’ pension insurance have been merged, and the payment standards are the same. In most cities, they have not been merged and are not one payment standard.
The new rural social pension insurance (referred to as the new rural pension insurance) aims to protect the basic living standards of rural residents in their old age. It establishes a financing model that combines individual contributions, collective subsidies, and government subsidies. The pension benefits are composed of Social pooling is combined with personal accounts, and is matched with other social security policies and measures such as family pensions, land security, and social assistance. It is a social pension insurance system organized and implemented by the government and is an important part of the national social insurance system.
Insurance population:
Rural residents who are over 16 years old (excluding school students) and have not participated in the basic pension insurance for urban employees can voluntarily participate in the new rural insurance at their place of residence. .
Insurance procedures and processes:
1. The insurance application is based on the village (community, neighborhood committee). The insured unit handles the registration procedures. When participating in the insurance for the first time, the " Registration Form for Units Participating in Pension Security (Insurance)".
2. Those who meet the insurance conditions should submit their household registration book, original and copy of their ID card, and a one-inch bareheaded photo to the labor and security management service station of the village (including neighborhood committees and communities, the same below). For insurance applications, the village is responsible for the preliminary review of insurance qualifications and filling out the "Farmers Basic Pension Insurance Participants Publicity Form" for publicity for one week. Those who have no objections fill in the "Farmers Basic Pension Insurance Participants Basic Information Registration Form" (hereinafter referred to as """ Registration Form""); if the insured person is currently a soldier or veteran, provide a military certificate issued by the Ministry of Human Resources and Armed Forces, fill in the "Farmers Basic Pension Insurance Service Soldiers Government Subsidy Application Form", and report it to the town (street) Labor and Social Security Management Service Office .
Urban residents’ social pension insurance is a pension insurance system covering non-employed people with urban household registration. This system, together with the urban employee pension insurance system and the new rural social pension insurance system, constitutes my country’s social pension insurance system. .
Urban residents’ pension insurance funds are mainly composed of individual contributions and government subsidies.
(1) Individual payment. Urban residents participating in the urban residents’ pension insurance shall pay pension insurance premiums in accordance with regulations. The payment standards are set at 10 levels of 100 yuan, 200 yuan, 300 yuan, 400 yuan, 500 yuan, 600 yuan, 700 yuan, 800 yuan, 900 yuan, and 1,000 yuan per year. The local people's government can add payment levels according to the actual situation. The insured can choose the payment level independently, and the more he pays, the more he will get. The state adjusts payment levels in a timely manner based on economic development and growth in per capita disposable income of urban residents.
(2) Government subsidies. The government will fully pay the basic pension of urban residents’ pension insurance to the insured persons who meet the conditions for receiving benefits. Among them, the central government will provide full subsidies to the central and western regions according to the basic pension standards determined by the central government, and 50% subsidies to the eastern regions.
The local people's government should provide subsidies for the insured persons' payment, with the subsidy standard not less than 30 yuan per person per year; appropriate incentives can be given to those who choose higher-level payment standards. The specific standards and methods shall be determined by the province ( The district/city) People’s Government determines. For groups with difficulty in payment such as severely disabled people in urban areas, local people's governments will pay part or all of the minimum standard pension insurance premiums on their behalf.
(3) Encourage other economic organizations, social organizations and individuals to provide subsidies for insured persons to pay premiums.