Current location - Trademark Inquiry Complete Network - Tian Tian Fund - What are the reasons for the negative long-term return of buying funds?
What are the reasons for the negative long-term return of buying funds?
During the holding period of 1, due to the influence of the market, the net value fluctuates, which may lead to negative holding income. In the past, we usually didn't see the income changes of wealth management products during the maturity period, and only after the maturity can we get the income. But now the CSRC requires that the net value of products must be disclosed, so we can regularly see the performance of the fund's net value.

Many wealth management products are actually funds, and fund products are not guaranteed, so they must have the ability to take risks. However, different types of fund products have different risks, and money funds usually have relatively stable returns and minimal risks.

In the past, many wealth management products were priced by amortized cost method, and the real ups and downs of products in the market could not be seen. Now, the market value method is required to disclose the net value regularly, and the actual performance of products in the market can be seen.

If we just bought a fund, and this fund has a subscription fee, we will pay the corresponding fee after the subscription is confirmed, and this fee will be reflected in the income in the form of "negative income", and we may see that the holding income will be negative.

The above brief introduction to the futures problem requires opening a low-fee futures account, clicking on the avatar to add friends to help you solve it, and the transparent rate will satisfy you. The account manager can not only help you apply for preferential handling fees, but also help you deal with various problems and risk tips encountered in the transaction, so that you can avoid detours in the transaction process, and the senior account manager can help you answer questions at any time.