At present, the overall rate of return of index funds is not as good as that of equity funds. Because the stock market fluctuates around 3000 points for a long time, index funds passively track the stock index, and the stock market can't go up, so it is difficult for index funds to perform well. Fund is a long-term investment, whether it is up or down, fixed investment is the best investment method. The share of rising purchases is small, and the share of falling purchases is large. Fixed investment can effectively reduce the investment cost of long-term investment. It is suggested to invest more than 200 yuan in the fund every month. Long-term fixed investment has less risk and higher yield. The key is higher compound interest and higher return on investment. The prosperous growth of Chinese businessmen and the advantages of China are both fund varieties with good trends, so you can choose to make a fixed investment. Buy a fund at one time. It is recommended to buy Huaxia Return Fund, and the trend is stable. No ups and downs, moderate returns and relatively small risks. It is the fund with the most dividends in the fund.