Short-term holding, long-term holding can be. Generally speaking, it is recommended to hold for a long time. First of all, the long-term investment of the fund is meaningful. Secondly, the fund mainly invests in a basket of stocks, and the rise and fall of the fund is determined by this basket of stocks. The stock market is short-lived and bears long, and the probability and expected return of long-term holding are greater. Finally, the capital handling fee is relatively expensive, and it is not cost-effective to hold it in the short term.

It should be noted that money funds and bond funds do not invest in stocks, which is not suitable for long-term investment and will lose time cost.