The risk of money funds is small, but the income is also quite limited, and sometimes even less than bonds. But the liquidity is good, and there is no possibility of loss.

Money fund investment risk:

1, cash, money fund, short-term bank time deposit or large deposit certificate: there is a risk of bank failure;

2. Bond and bond repurchase: possible risk bond default and interest rate risk;

3. Short-term central bank bills: risk interest rate risk.

In fact, the risk of the money fund is very small. If you choose the right fund, many of the above risks will only appear in extreme cases.