1. Choose broad-based index funds according to market style.
For example, when value investment prevails and the market presents value style, it is a better choice to configure CSI 300, and when the market style is biased towards big blue chips, SSE 50 should be configured; When the market is characterized by plate rotation, the configuration of CSI 500 can better capture the market; When there is an obvious growth style in the market, it is time to configure the GEM index.
2. Fund fluctuation
The fixed investment of the fund is a long-term and fluctuating fund. In the process of fixed investment, investors can better disperse the cost of holding positions and risks, and better realize the smile curve effect when the fund rebounds.
3. Choose according to the trend of the fund.
Investors should choose to make a fixed investment when the fund is in the downward channel and make a fixed investment when the fund is in the downward channel. By continuously increasing the share of positions, they can reduce their position costs, spread risks, wait for the rebound of the fund's net value and realize the smile curve effect.