There are many kinds of funds: stock funds, bond funds, index funds and so on.

Although the fund company is also a reference standard, it is more important to choose the fund that suits you.

So how do you choose a fund that suits you?

1. Select the appropriate type by classification: If it is a fixed investment, choose index funds and mixed funds with relatively large fluctuations.

If it is a one-time investment, choose the pure debt fund in the bond fund.

2. It is best to operate for more than 3 years. If it is not open regularly, it can be redeemed at any time.

3. Look at the performance of the fund: if you choose to grow steadily in the past year, the income will be better.

4. Look at the fund manager: the maximum withdrawal rate (used to describe the biggest loss that investors may face, the debt base is within 10% and the stock base is within 45%), and the replacement frequency (do not change frequently).

Buffett has repeatedly advised investors: "Be sure to invest within your own understanding."

Sharpening a knife is not a mistake for a woodcutter. It's best to learn financial management knowledge before investing, and then invest clearly.