First, understand the policy and insurance type.
Disabled people first need to know the reimbursement policy of medical expenses for disabled people in their region, as well as the types and scope of medical insurance they hold. This helps them to clarify their rights and interests and reimbursement process.
Second, collect relevant certification materials.
In the process of reimbursement, disabled people need to prepare relevant supporting materials, such as medical expense invoices, diagnosis certificates, disability certificates, etc. These materials are the necessary basis for reimbursement and must be properly kept.
Third, submit an application for reimbursement
After the disabled prepare the relevant certification materials, they can apply for reimbursement to the relevant departments or insurance companies in accordance with the policy. During the application process, you need to fill in the relevant application form and attach all the supporting materials.
Fourth, waiting for review and reimbursement.
After submitting the application, the relevant departments or insurance companies will review the application. After approval, the disabled will be reimbursed. If the audit fails, the disabled can understand the reasons for the failure and make supplementary materials or re-apply as needed.
To sum up:
The reimbursement of medical expenses for the disabled needs to understand the relevant policies and types of insurance, collect the necessary supporting materials, submit the reimbursement application, and wait for the review and reimbursement. In the whole process, disabled people need to be patient and careful to ensure the authenticity and integrity of the materials in order to get reimbursement smoothly.
Legal basis:
Law of the People's Republic of China on the Protection of Disabled Persons
Article 46 provides that:
The state guarantees the rights of disabled people to enjoy various social security. The government and society take measures to improve the social security of the disabled and ensure and improve their lives.
People's Republic of China (PRC) social insurance law
Article 28 provides that:
Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.
People's Republic of China (PRC) social insurance law
Article 30 provides that:
The following medical expenses are not included in the payment scope of the basic medical insurance fund:
(a) shall be paid by the industrial injury insurance fund;
(2) It shall be borne by a third party;
(three) shall be borne by public health;
(4) Go abroad for medical treatment.
Medical expenses that should be borne by a third party according to law. If the third party is unable to pay or cannot determine the third party, the basic medical insurance fund will pay in advance. After the basic medical insurance fund pays in advance, it has the right to recover from the third party.