Whether the fund is redeemed depends on the specific situation. If you need a lot of cash urgently, you can redeem it directly without analyzing other factors. The occurrence of this situation is likely to disrupt the original investment plan.

The urgent need for money is still relatively rare. In most cases, there are no other factors, but I don't know if I should redeem the fund. You can refer to the following situation. First look at the overall market trend. When the market is in a bull market, don't redeem the fund because of its high net value, because the fund holds a lot of stocks, and bull stocks generally rise better. Don't redeem funds because of short-term shocks, because the stock market has risen and fallen. Short-term shocks can't change the long-term trend, and long-term holdings can make a profit.

It is best to redeem the fund in the following two situations. First, when there is a fundamental reversal in the market, especially when the market turns from bull to bear, it is necessary to redeem the funds held, especially the stock funds. But when the market style changes obviously, when the market style changes greatly, it is suggested to redeem the fund. For example, when 20 14 blue-chip stocks rise sharply, it is necessary to redeem funds with growth style.