Funds are medium-and long-term investment tools and should be held for a long time, usually for more than 2-3 years.

At present, your fund is only a book loss, so don't redeem it, otherwise it will be a substantial loss. If the net value of the fund units currently held is low and there are funds in hand, it is suggested to continue to buy the funds held when the stock market is slightly clear, so as to dilute the cost and share the fruits of the rebound after the decline.