The selling expenses of the Fund are calculated according to the holding time. Generally, if the holding time is less than 7 days, the fund company will charge no less than the handling fee. The redemption amount is less than 1 year, less than 2 years is 0, and more than or equal to 2 years. According to the specific situation of the fund, there will be some small differences between each fund.
Suppose: an investor buys a stock fund 100 yuan and holds it for less than 7 days, and the fund company will charge a fee, then the calculation formula is: handling fee 100* yuan, and the selling fee is relatively expensive.
However, if the redemption fee is not charged for two years or more in the details of the fund, then as long as the investor holds it for two years, then no handling fee will be deducted. This shows that funds are more suitable for long-term holding, and some of them not only do not need handling fees, but also can effectively spread the risks brought by short-term fluctuations as long as the number of years is enough.
Secondly, it is worth noting that if it is a money fund, there is no need to deduct fees when selling it. Money funds are generally more suitable for conservative investors, and the possibility of losses is relatively low.
/kloc-how much money will be deducted from the sale of a fund of 0/00 yuan is related to the holding time stipulated by the fund. Generally, the longer the holding time, the cheaper the redemption fee.