On-the-job employees participate in medical insurance, establish individual medical insurance accounts, and the unit issues medical insurance cards to the insured. The medical insurance premiums paid by employees are included in personal accounts, and the medical insurance premiums paid by the unit are divided into two parts, one part is used to establish the overall fund, and the other part is included in personal accounts to pay my medical expenses.

The money in the medical insurance card bears interest according to the interest of the current deposit. In principle, it is used to pay medical expenses and cannot be used for other purposes. This money can be inherited.