Don't borrow money to invest: try not to borrow money to invest, long-term investment will inevitably decline, so as not to be tired of interest burden and short-term lock-in. Be prepared for the long term: Most successful investors have long-term investment plans. Long-term investment can not only add value to investment time, but also overcome short-term fluctuations. Coupled with the stock selection and operation of professional fund managers, the chances of winning are greater in the long run. Diversification: If you have enough funds, you can consider diversifying into multiple funds according to the investment characteristics of different funds. In this way, if a fund temporarily underperforms, its unsatisfactory performance will be offset by the excellent performance of another fund through diversification. Really understand the characteristics of choosing investment funds: before making investment decisions, you need to know your investment needs and investment goals. When choosing a fund, you need to read the fund contract, prospectus or prospectus carefully, learn about the fund from newspapers, sales outlets or fund management companies, truly and comprehensively evaluate the income, risks and past performance of the fund and fund management companies, and avoid choosing a fund that is not suitable for you.