The origin of the fund seven: don't buy three don't sell formula refers to: don't buy principal-guaranteed funds, index funds, QDII funds, stock funds, bond funds, stock funds, bond funds, money funds and hybrid funds. The formula was formulated by China Fund Industry Association, aiming at guiding investors to invest rationally and avoiding blindly following the trend and frequent operations.
The types of funds not to buy are capital preservation funds, index funds, QDII funds, stock funds and bond funds, which are common types in the fund market, but these funds also have their own risks and limitations. Although the capital preservation fund can make the principal not lose money, the yield is relatively low; The return of index funds is highly correlated with the market trend, so investors can't get excess return; QDII funds have problems such as exchange rate risk and investment risk. There are also differences in risks and returns between stock funds and bond funds. When investing, you should choose the appropriate fund type according to your risk tolerance and investment objectives.
The types of funds that are not for sale-stock funds, bond funds and monetary funds-are financial management tools for long-term investment and are not suitable for day trading. Stock funds can get good returns if they are held for a long time, and should not be operated frequently in the short term; Bond funds have similar characteristics and should be patient when the bond market is not good; Money fund is a financial management tool with low risk and good liquidity, so it should not be bought and sold frequently, so as not to affect the rate of return.
Fund investment suggestion Fund investment is a long-term financial management method, which requires patience and determination. According to their own risk tolerance and investment objectives, choose the appropriate fund type; It is necessary to choose excellent fund managers and fund companies and pay attention to the historical performance and management scale of funds; Don't blindly follow the trend and operate frequently, follow the principle of "seven don't buy and three don't sell" of the fund, and insist on holding it for a long time in order to obtain better investment income.
Fund investment requires investors to have sufficient financial knowledge and investment experience, and learn to control risks and hold them for a long time, so as to obtain an ideal return on investment. The formula of "seven don't buy and three don't sell" is a good investment principle, and investors should constantly sum up and improve it in practice to better realize financial freedom.