1, the unit pays, mainly urban workers, and their units must purchase endowment insurance for them, and the premium shall be borne by both units and individuals. How much the unit gives depends on many factors, such as local social wages and the grade chosen by the unit. The Social Security Bureau has set the minimum grade and the maximum grade. The lowest grade shall not be less than 60% of the average monthly salary of social workers, and the highest grade shall not be less than 300% of the average monthly salary of employees.
2, individual contributions, you can buy your own pension insurance. That is, the endowment insurance for urban workers, which is paid according to the status of flexible employees, and individuals should bear the premiums of both units and individuals. Migrant workers who don't have a work unit should bring the original account and ID card, and the social security bureau in which district should handle the account. You can also choose to apply for residents' medical insurance, handle it in the same area as the old-age insurance, and participate in the "payment window for migrant workers" set up by the social insurance agency in this city. The specific payment standard can be selected with reference to the annual standard for individual industrial and commercial households and migrant workers to pay basic old-age insurance premiums. Old-age insurance premiums are collected by the post office. Pay on time every month. If the payment is made quarterly or annually, it should be deposited in advance, and the payment will be stopped if it is not paid for half a year, and the payment can not be continued until the social security department completes the formalities;
3. You can also pay the old-age insurance for urban and rural residents and participate in the insurance at the domicile.
legal ground
People's Republic of China (PRC) Labor Law Article 70 The state develops social insurance, establishes a social insurance system and a social insurance fund to help and compensate workers in cases of old age, illness, work injury, unemployment and maternity. Article 72 The sources of social insurance funds shall be determined according to the types of insurance, and social pooling shall be gradually implemented. Employers and workers must participate in social insurance and pay social insurance premiums according to law. Article 75 The State encourages employers to establish supplementary insurance for workers according to actual conditions.