1. The medical insurance card can be used by immediate family members.

2. Outpatients and emergency departments can also be reimbursed with medical insurance cards, but there are restrictions on the deductible line and reimbursement ratio.

3. The physical card of medical insurance card is only used in China. If you use it abroad, you may face the risk of fraud, and exchange rate conversion is very troublesome. I suggest you use RMB as much as possible.

4. The balance of medical insurance card cannot be used to buy health care products, tonics and non-drugs.

5. The medical insurance card cannot be cashed out.

Conditions for reimbursement after medical insurance:

1. Holding a medical insurance card: you need to confirm that you have a medical insurance card before seeing a doctor, and the information displayed on the card is consistent with your identity information;

2. The hospital has medical insurance business qualifications: when seeking medical treatment, it is necessary to choose designated medical institutions for medical insurance, and at the same time ensure that medical institutions and doctors have medical insurance business qualifications;

3. Medical expenses: after seeing a doctor, you need to ask the hospital for medical expenses to ensure that the content is true and effective;

4. Reimbursement application materials: After seeing a doctor, you need to prepare relevant reimbursement application materials, including medical expenses, prescriptions, medical certificates, reimbursement application forms, etc.

To sum up, the process of medical insurance reimbursement after the event may be different in different regions. It is recommended to read the relevant regulations and requirements of the local medical insurance bureau carefully before the specific application to ensure the smooth progress of medical insurance reimbursement afterwards.

Legal basis:

Article 2 of People's Republic of China (PRC) Social Insurance Law

The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.

Article 26

The basic medical insurance for employees, the new rural cooperative medical system and the basic medical insurance for urban residents shall be implemented in accordance with state regulations.

Article 28

Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.