Fund delisting means that the fund fails to meet the listing conditions, so it is delisted and cannot be listed and traded after delisting. Many people get flustered when they listen to delisting. In fact, the fund delisting liquidation has no substantial impact on investors, because when delisting, the remaining net value of this fund will be distributed to its investors.

What if the fund withdraws from the market?

If the fund withdraws from the market, the money will not lose too much. There are three solutions: first, you can wait for liquidation. When the general fund is delisted, it will issue a liquidation announcement and wait for the liquidation time; Second, the fund can be converted. Generally, a company will issue several funds at the same time, which can be converted; The third is redemption, and the redemption fee is generally higher than the liquidation fee.

The normal process of fund delisting will enter the liquidation stage. The so-called liquidation means cashing the fund, that is, converting the fund shares held by consumers into cash returns. This time will generally be very long, and it may last for half a year at the longest. If you are anxious to get your money back, or you are worried about the safety of your funds, you can choose to redeem it in the liquidation stage. Fund redemption and fund early withdrawal are similar in nature, both of which are early cash withdrawal. Although the fund is redeemed because the fund is delisted, there will be a certain fee if it is not withdrawn according to the process. So you can know the cost when you apply for redemption. If the price is too high, it is recommended to continue waiting.

In addition to fund redemption, you can also apply for fund conversion, that is, choose another fund product to replace it, so that the delisted fund shares can be transferred to other fund products. This way is a relatively less loss choice for consumers, and it can also protect personal rights and interests well. Instead of waiting for such a long time for liquidation, it is better to choose other fund products and earn some interest.

The general fund is delisted because the number of fund holders is too small, less than 200 or the net output value of the fund is less than 5 million, which triggers the red line of liquidation or does not meet the requirements of the regulatory authorities for the fund and is forced to liquidate. When delisting occurs, you should make choices according to your actual needs to reduce personal financial losses. From the point of view of obtaining the maximum benefit, the method of changing funds can ensure the minimum personal financial loss to the greatest extent.