Yes, funds are not capital-guaranteed products, and there is a risk of loss of principal. Bank funds refer to funds that invest in bank stocks. The rise and fall of funds are determined by the stocks invested. When the stocks invested rise, the funds will rise, while the stocks invested will fall, and the bank stocks will be relatively stable, which means that the bank funds are relatively stable.

T+1 trading is implemented for funds. If the funds are bought on the trading day, they will be calculated according to the net value at the close of the buying day, and the shares will be confirmed on the second trading day.