Bank institution number refers to any type of organization, including enterprises, institutions, social organizations and new organizations that appear with economic development. As long as it is legally established and registered in People's Republic of China (PRC), it is necessary to apply for the organization code. Because the organization code is the "ID number" of the organization, it is unique and unchangeable in the whole process from establishment to cancellation.

Lanzhou Bank is a city commercial bank. It is the first local new joint-stock commercial bank with legal personality in Gansu Province.

Lanzhou Bank was established on 1997. With the approval of the People's Bank of China, 56 urban credit cooperatives in Lanzhou established Lanzhou Urban Cooperative Bank through joint-stock system reform and asset reorganization, as well as local finance, enterprise legal persons and natural persons. It was renamed Lanzhou Commercial Bank on 1998; Later, it was officially renamed Lanzhou Bank in 2008.

At present, Lanzhou Bank has 14 branches and 176 outlets, holds 1 financial leasing company and shares in 6 rural banks. It mainly provides various deposit and loan business, bank card business, investment and wealth management business and so on.

Its business scope includes absorbing public deposits, issuing short-term, medium-term and long-term loans, domestic and foreign settlement, foreign exchange deposit/loan/remittance, foreign currency exchange, settlement and sale of foreign exchange, bill acceptance and discount, issuing financial bonds, buying and selling government bonds, fund sales, dealing in precious metals and acting as an agent for precious metals.

What are the requirements for bank loans in Lanzhou?

China citizens with full capacity for civil conduct, ability to repay the loan principal and interest on schedule, good credit record, willingness to repay, monthly income of more than 2,000 yuan, and no bad record in the bank.

China citizens with full capacity for civil conduct:

Full capacity for civil conduct means that citizens can carry out any civil activities through their own independent actions. Citizens who have reached the age of 18 and are mentally healthy are persons with full capacity for civil conduct. Considering the current situation of the nine-year compulsory education system in China,/kloc-citizens over 6 years old but under 18 years old.

Having the ability to repay the loan principal and interest on schedule;

Have the ability to repay the loan principal and interest on schedule, that is, the lender has a stable occupation and income and can repay the loan principal and interest on schedule. For example, if the fixed balance of monthly income is more than 654.38+10,000 yuan, and then the monthly repayment is less than 5,000 yuan, you can consider yourself capable.

Have a good credit record and willingness to repay;

Have a good credit record and willingness to repay, and no bad credit record. Maintaining a good credit record can improve the convenience and possibility for individuals to obtain financial support and financing services. Establish your own credit and strive to maintain a good credit record.