It is more convenient to open online banking without going to the counter.

First, assess your risk tolerance. If you think your risk tolerance is good, then choose a stock type. Now more than 3000 points, it is more cost-effective to make long-term fixed investment. In contrast, high returns are bound to be accompanied by high risks. If you want to be on the safe side, you should choose the hybrid or bond type.

I voted for China Merchants Bank. Online banking is very convenient to use, and I can do it at home. I invested in Huaxia Dividend and Harvest 300, a low-risk stock and a high-risk stock, but obviously Harvest 300 rose faster when it was in good shape.