How to redeem closed-end financial management in advance?
Most closed-end wealth management cannot be redeemed in advance, but in order to solve the problem that some users need to withdraw funds in advance, many companies have introduced the function of "wealth management transfer", so that users can transfer unexpired products to others, so that they can withdraw funds in advance. The financial management of banks or securities companies usually has the function of transfer. If there is no transfer function, it can only be withdrawn in advance when the funds expire.
If you buy closed-end fund financing, although the product can't be withdrawn in advance before it expires, some funds can be transferred to the secondary market for trading, and users only need to go through the formalities of transferring custody on the platform they buy. It should be noted that before transferring custody, users need a stock account, and they need to ask the seat number of the opening broker at the exchange. When transferring custody, they need to fill in the seat number.
Can the wealth management products purchased by banks be taken out in advance?
Whether the bank's wealth management products can be taken out in advance depends on what kind of wealth management products they are. Because banks have many wealth management products, not just one or two wealth management products, it is necessary to analyze the specific situation:
1. Investors who purchase closed-end wealth management (including closed-end funds or fixed-term wealth management) cannot withdraw it in advance, but can only withdraw it during the opening period or after its expiration;
2. If investors are term products, they can withdraw in advance, but they will lose interest or principal. After fixed deposit, the interest shall be calculated according to the current period. If you buy an open-ended wealth management product, you can take it out at any time, and it will generally arrive in 2 to 3 working days after redemption.