This is the case at this time. If you spend 5000 yuan to buy a fund, the amount of funds is not particularly large. After losing 50%, the balance is still 2500 yuan. The more losses, the less balance. But there are still relatively few funds like this. Most funds will have a good increase every year, at least they can outperform the Shanghai and Shenzhen 300, and this fund will definitely not outperform the Shanghai and Shenzhen 300. From such a long time, its overall decline has reached 50%~60%, which is very large. Generally speaking, few fund retreats can reach such a high level, even if the retreat is so big, it will rebound sharply in the future. From the perspective of these funds, it is obvious that there is no such rebound, otherwise it will not lose so much money.
It is normal to lose money by buying a fund. At this time, it is necessary to stop the loss in time. If the future development of this fund is really bad, then it should be sold as soon as possible, not kept. Sometimes buying a fund is not about which one to buy, which one will go up. This needs to be judged according to market conditions. If we choose some funds with very poor growth attributes, we will be at a loss if we buy more, which is not in line with our original intention of investing.
Therefore, it doesn't matter how much money you spend to buy funds, what matters is which funds you buy. At present, there are many excellent funds in the market, but there are also many poor funds. This requires us to judge flexibly and choose excellent funds to buy. Only in this way can we ensure that the income reaches a relatively high level, and at least we can outperform the Shanghai and Shenzhen 300 instead of losing so much money.