Recently, a new smart deposit product has appeared, which is Ruixincun No.1 of Huarui Bank. Small partners who are more concerned about this information may have seen it in Jingdong Financial Bank. The following small series will give you a brief introduction.

this new product has a shelf life of 5 years, and the interest rate at expiration is as high as 4.95%. The interest will be calculated step by step according to the holding period. Huarui Bank Ruixincun No.1 5 yuan starts to invest, which supports withdrawal with deposit, and also guarantees the principal and interest, and the interest will be calculated on the day of purchase. Interest is appropriate, interest is recorded by stages, and the deposit method in the bank+is very safe. The product was launched on April 1.

Rui Xin Cun No.1 of Huarui Bank will open a second-class virtual bank card in various banks before buying. Your money will be stored in your own card, and then you can use the money in the card to buy products. This has little to do with JD.COM. Jingdong Finance is the exhibition platform and media platform, so you don't have to worry that any turmoil in Jingdong Finance will affect depositors' money.

in terms of product properties, Ruixincun No.1 has a maturity of 5 years and an interest rate of 4.95%. Under the protection of the bank, even if the bank goes bankrupt, there is deposit insurance, and the insurance company will pay the full amount of losses within 5 thousand yuan per person in the bank.

In terms of income, the lowest income of Ruixincun is 2.8%, and the highest is 4.95%. Moreover, it has an annualized income of 4% after being deposited for one month, which is much higher than the deposit products existing in the market at present, and the investment value is also higher than that of peers.

from the above, we can know that the interest received by the deposit of JD Finance Ruixincun No.1 is properly recorded in different grades, and the risk is relatively low. Buyers don't have to worry that their funds will be affected by the turmoil of Jingdong Finance, and their money still exists in their own cards.