For many financial professionals, choosing investment funds is better than buying stocks. There is a big difference between funds and stocks. Funds are bought by professional fund managers with our money, and other bonds or low-risk wealth management products are also bought to reduce risks. So for Xiao Bai, buying a fund is equivalent to giving money to a professional to invest, so that he won't lose money because he doesn't know anything. However, buying funds is also a deep knowledge. Everyone should study the knowledge about funds well, don't spend all their money on buying funds, or try to invest in funds themselves.

First, learn about the fund. Many novices just heard that funds can make money, so they blindly buy funds without knowing anything and can only become fresh leeks. If you decide to invest in a fund, you must learn about the fund and know the time when the fund is bought and sold. For example, many people buy a fund and don't know that the fund will operate before 3 o'clock. Buying or selling the fund after 3 o'clock is subject to the price of the next day.

Second, don't spend all your money on one fund. Many people buy funds by putting all their money into one fund. This is actually very risky, because they are likely to buy at a high level, so they become leeks. The correct way is to spread the money. Don't spend all your money on the fund at once. You can buy in batches, so that once the fund falls, you can make up the position.

Third, can you try to make a fixed investment? For Xiaobai, the fixed investment fund is also a very good choice. Fixed investment can help us diversify risks, and we will automatically purchase funds within a fixed period of time. As long as you hold it for a long time and choose a good fund, you will generally not lose money. Even if the fund you choose has been losing money, you can continue to make up the position through fixed investment and reduce the risk.

Readers, what do you think? Welcome to leave a message in the comment area and look forward to your wonderful speech.