The fixed investment of the fund is very simple, and we can take five simple steps to complete the whole process of the fixed investment of the fund.
First of all, let's look at the first step, that is, how much investment? Before you make a fixed investment, you should make a fixed investment plan, for example, a standard 20%. If your monthly salary is 5000 yuan, then take out 20%, which is 1 000 yuan. If you think that 65,438+0,000 yuan is too high, you can also halve it to 65,438+00% and lower it to 500 yuan. The key is you.
The second point is the question of how long to invest. The fixed investment of the fund should take 2000 as the investment unit, and it is recommended to use funds that have not been used for three to five years to enter the market.
The third point is where to buy a fund, make a fixed investment, and there are many channels to buy a fund, such as banks, brokers, third-party platforms and fund companies. Among them, banks may have the best expenses, third-party platforms are the most convenient, and fund companies are the cheapest.
The fourth point is how to choose a fund. If you choose an index fund, there is actually a very short answer: buy a leader, buy an index leader, and buy an industry leader. If you buy an active fund, the most important thing is to choose a fund manager, because the fund manager is the soul of the whole product. Choosing the right fund manager is equivalent to only a short time from success.
Fifth, in the process of fixed investment, when taking profit and not stopping loss, set a take profit point and put it in the bag in time, so that the money in the pocket is your own after taking profit. In the face of losses, we must remember that good products do not make money and resolutely do not make wheat.
The biggest advantage of fixed investment is that it can help us to save compulsively. Don't worry about the fund's lack of money. From now on, it is a fixed investment.