The judgment of fund quality is different from the characteristics of the fund. If a fund belongs to index type or bond interest, then the yield of these funds will not fluctuate too much. If you want to judge a stock fund, you can judge it according to its past performance. If the past performance of the fund is compared with the same type of fund, it can resist market risks and greatly increase its value when the market conditions improve. Of course, if this fund has poor performance in the past, it means the influence of future performance advantages. In addition, it depends on the fund manager. If most of the funds managed by the fund manager are good, it means that the fund manager is still excellent and the judgment of the industry category is relatively accurate. However, we should know that there will still be a certain gap in the latest performance of different markets, so we should lengthen the timeline.
Choose the right fund according to your risk acceptance. If the risk acceptance is relatively high, you can buy some funds with medium and high risks. In addition, according to the sector and field of fund investment, for example, a fund focuses on new energy vehicles, then it depends on whether you are optimistic about this related sector and make a purchase. This is also the personalized choice of investors. Through the combination of some funds, they can also help themselves hedge, thus avoiding losses.
The conclusion is that the choice of funds can only be decided according to their own long-term practice, and it is related to their own purchase time, so as to better realize higher returns.