Compared with the general double-digit growth rate of more than 20% in recent years, the growth of enterprise annuity funds slowed down in the first half of this year, which was affected by the decline of new annuity funds and the change of investment income. In the fierce market competition, the ranking of the head institutions of enterprise annuity trust business and investment business has also changed obviously.
It broke through 2.7 trillion yuan for the first time.
Maintain positive returns for consecutive 10 years.
According to the second quarter enterprise annuity fund data released by Ministry of Human Resources and Social Security, as of the end of the first half of the year, the scale of enterprise annuity fund exceeded 2.7 trillion yuan for the first time, reaching 2.76 trillion yuan, an increase of 4.4% over the beginning of the year; The actual operating assets were 2.73 trillion yuan, up 4.75% from the beginning of the year, and the growth scale was about 654.38+0.20 billion yuan.
The data also shows that * * *123,300 enterprises have established enterprise annuities, the number of employees has increased to 29.54 million, and the number of annuity portfolios has exceeded 5,000, reaching 5,297.
In the first half of the year, under the condition of large fluctuations in the capital market, the investment income of enterprise annuity faced certain pressure, and the investment income was-65.438+06 billion yuan. However, the second quarter has been significantly better than the first quarter, and the investment income in the second quarter was 56.645 billion yuan; The weighted average rate of return in the first half of the year was -0.69%, and the rate of return in the second quarter reached 2. 13%.
From the time dimension, the return on investment of enterprise annuity funds has been relatively stable in recent years. Market-oriented entrusted investment has played an important role in maintaining and increasing the value of enterprise annuity funds and brought considerable benefits to enterprise annuity funds. Since 2007, the average annual rate of return of enterprise annuity has reached 7.17%; Especially since 20 12, regardless of the equity market, the enterprise annuity fund has maintained a positive return of 10 years.
By the end of the second quarter, the single planned assets of the enterprise annuity fund reached 2.42 trillion yuan, accounting for most of the fund assets. In the first half of the year, the weighted average return rate of a single plan was -0.75%, of which the return rate of fixed income portfolio was 65,438+0.68% and the return rate of equity portfolio was -0.99%.
In addition, the scale of the collective plan at the end of the second quarter was 251400 million yuan, and the weighted average rate of return in the first half of the year was-0.11%; Among them, the return on fixed income portfolio is 1.09%, and the return on equity portfolio is-1.03%.
Trustee market:
Taikang pension rose to fourth place.
Among the four major businesses of enterprise annuity: entrustment management, account management, custody and investment management, entrustment management is regarded as one of the important businesses. Over the years, there are 13 institutions with the qualification of enterprise pension funds. Last year, with Ministry of Human Resources and Social Security's refusal to renew Warburg Trust's corporate pension trustee qualification, the number of trustee institutions decreased to 12, including 6 insurance institutions, 4 banks, 0 pension companies and 0 trust companies.
Among the head institutions entrusted with the management business, the entrusted management scale of China Life Pension increased by 33.3 billion yuan in the first half of the year and increased to 579.3 billion yuan at the end of the second quarter, ranking first in the entrusted market; Ping' an pension increased by 9.2 billion yuan to 4 168 billion yuan in the same period, ranking second; ICBC grew by 654.38+047 billion yuan, and the entrusted scale increased to 220 billion yuan, ranking third in the entrusted market; The entrusted management scale of Taikang pension increased by 65.438+0.49 billion yuan to 65.438+0.53 billion yuan, and the ranking of entrusted scale rose by 65.438+0 to the fourth place.
Judging from the situation in the first half of the year, the scale of the four major institutions has increased by more than or close to10 billion yuan, reflecting a certain Matthew effect.
Investment management business:
New second place of national life pension.
Judging from the situation of enterprise annuity investment managers, the scale of investment management increased and decreased in the first half of the year.
Among them, the investment management scale of seven institutions, including China Life Insurance, E Fund, Taikang Assets, southern fund, ICBC Credit Suisse Bank Fund, PICC Pension Insurance and Huatai Assets, all increased by more than RMB10 billion compared with the beginning of the year.
In the first half of the year, the investment management scale of China Life Pension increased by 32 1 100 million yuan to 335.5 billion yuan, with the largest growth amount, with an increase rate of 10.6%. Among enterprise annuity investment managers, the ranking of China Life Pension Investment Management Scale rose by 1 place, from the third place in the market to the second place, and the management share was about 12.5%, up by 0.7 percentage points from the beginning of the year.
The scale of enterprise annuity investment management of Taikang Assets and E Fund has also increased substantially. In the first half of the year, Taikang's asset investment management scale increased by 24.8 billion yuan to 460.3 billion yuan, ranking first in the market; The investment scale of E Fund increased by 25.8 billion yuan to 654.38+082.2 billion yuan, ranking fifth.
There are still 10 managers whose investment management scale exceeds 1000 billion yuan, including ICBC Credit Suisse Fund, E Fund, Huaxia Fund, southern fund, Taiping Pension Insurance, CITIC Securities and Changjiang Pension Insurance. Among them, the fourth-ranked ICBC Credit Suisse Bank's fund investment management scale exceeded 200 billion yuan for the first time.
In the first half of the enterprise annuity investment management market, the rankings of many institutions have changed, indicating fierce competition in the industry. For example, among the top ten institutions, China Life Pension rose from the third place to the second place, Huaxia Fund rose from the seventh place to the sixth place, and southern fund rose from the eighth place to the seventh place.
Investment income:
Huatai assets performed the most brilliantly.
Judging from the investment performance of investment managers in the first half of the year, the fixed income portfolio is generally positive, and the equity portfolio is generally negative, but some of them are stable and excellent.
Among them, Huatai Assets performed brilliantly, and achieved positive returns in fixed income portfolio and equity portfolio of single plan and collective plan, becoming the only investment manager who achieved positive returns in various annuity plans. Huatai Asset Management Co., Ltd. has a weighted average return rate of 0.55% for a single plan portfolio with interests, which is the only institution of its kind that has recorded positive returns.
In addition, although 12 single plan portfolio was managed by institutions with negative returns in the first half of the year, the range was lower than 1%, among which Ping 'an Pension (-0.08%) and Jianxin Pension (-0. 18%) performed better.
Among the portfolio with interests in the management collective plan, Huatai Assets, Ping An Pension and cathay pacific fund have achieved positive returns, with the weighted average returns of 0.85%, 0.33% and 0.03% respectively in the first half of the year.
Judging from the performance of the fixed income portfolio of a single plan, institutions such as Changjiang Pension, Haifutong Fund, China Merchants Fund and Jianxin Pension all had yields above 2% in the first half of the year, which was in a leading position. In addition, the average return on investment of Huatai Assets, cathay pacific fund and Ping An Pension is also high.
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