First, the money fund behind it.
Yu 'ebao: Tian Hong Yu 'ebao Monetary Fund
Licaitong: Huitianfu all-inclusive currency, Huaxia wealth currency, Yifangda wealth management currency, and Southern Cash Connect E.
Demand+:National Gold Win-Win Currency
Second, the expected annualized expected return comparison
Yu 'ebao: the average expected annualized rate of return in the past month; Financial management: the average expected annualized rate of return in the last month; The average expected annualized rate of return of Huitianfu, Huaxia, Yifangda and Nanfang Cash Connect in the past year; Current accounts of Huitianfu, Huaxia, Yifangda and South Cash Connect+:By comparison, it is found that the expected annualized rate of return in the past month is the lowest, and the current account is the lowest. The four funds of Licaitong expect different annualized expected returns, and Southern Cash Connect E is the highest.
Three. Comparison of arrival time of cash withdrawal
yu ebao
Real-time receipt: Only the cards of China CITIC Bank, China Everbright Bank, Ping An Bank and China Merchants Bank are supported.
Fast transfer: it can be received within 2 hours, with a daily limit of 50,000.
General transfer-out: T+ 1 day arrival.
Licaitong
Quick cash withdrawal: it will be received before 24: 00 on the day before 17: 00, and before 24: 00 on the day after 17: 00; Licaitong supports four banks to quickly withdraw 2-hour accounts, namely China Merchants Bank, ICBC, China Construction Bank and Bank of Communications; The daily limit is 60 thousand
Ordinary cash withdrawal: T+ 1 day, unlimited amount.
Current+
Real-time receipt, daily limit 10, daily limit of 3 million yuan.
Summary: The three products have their own advantages. In view of liquidity, you can choose current+,those who use WeChat more can consider financial management, and those who often buy online can consider Yu 'ebao.