Now more and more people buy funds, mainly because the risk of funds is relatively small, attracting everyone to invest in funds. Recently, some netizens asked why the fund can't be redeemed in full. In fact, the reason is relatively simple. Let's take a look with Bian Xiao.
Why can't the fund be fully redeemed?
In fact, some funds can be raised in full, and some funds cannot. Some funds have a closed period, during which they can't be sold completely, but they can be sold completely after the closed period; Open-end funds can be sold at any time. If the investment amount is large, it can be sold in several times. Fund is a way of managing money, and the income is usually higher than bank deposits, but lower than stocks; Theoretical risk is also higher than bank deposits, but lower than stocks.
Redemption, also known as repurchase, is aimed at open-end funds. Investors directly or through an agency request the fund management company to withdraw part or all of the investment from the fund and remit the repurchase money to the investor's account. People usually refer to funds mainly as securities investment funds.
Can the floor fund be sold on the day of purchase?
Most on-site funds cannot be sold on the day of purchase, and only a few on-site funds can be sold on the day of purchase. Most on-site funds use the trading method of T+ 1 like stocks, that is, those bought on the same day can't be sold until the next trading day, and only a few on-site funds use the trading method of T+0.
The trading mode of on-site funds is similar to that of stocks, where buyers and sellers quote prices and reach an agreement to clinch a deal immediately; The on-site fund buys at least 100 shares, and the one-way transaction rate of buying or selling depends on the commission set by the broker; The funds received after the on-site fund is sold can be used to buy stocks and funds on the same day, and can only be reflected on the bank card the next day; The on-site fund is a transaction with other investors, which belongs to the secondary market transaction; There are two main types of on-site funds in the market, LOF funds and ETF funds.
Is there a difference between buying a fund in the morning and buying it in the afternoon?
Do you have time to pay attention to fund purchase? Although many people have investment funds, they know little about them. Is there a difference between buying a fund in the morning and buying it in the afternoon?
There is no difference between off-site funds. Transactions of OTC funds before 3: 00 pm on that day shall be calculated on the basis of the net value at the close of that day. There is only one transaction price every day. Confirm the shares on the second trading day, and calculate the income after confirming the shares.
Exchange funds are different. Exchange funds are traded at real-time market prices. Fund prices have been changing. The purchase time is different, and the transaction price is different.
Is the daily net value of the fund fixed?
The net value of a fund unit refers to the current total net assets of the fund divided by the total share of the fund. I believe many people are puzzled. The net value of the fund remains unchanged throughout the day, so is the daily net value of the fund fixed?
It is understood that the daily net value of the fund is fixed, and the net value is subject to the closing price of the day. Whether you buy funds in the morning or afternoon, the cost is actually the same. It should be noted that if the fund is purchased after 3 pm that day, the net value will be calculated according to the next day.
Usually, the net value of the fund for the day is calculated only at night. Many people want to know whether buying a fund is a high net worth or a low net worth. There is no exact statement about this high net worth or low net worth, which needs specific analysis. I hope the above analysis can help you.