According to the Regulations on the Management of Housing Provident Fund, the housing provident fund will bear interest at the interest rate stipulated by the state from the date it is deposited in the employee housing provident fund account. Interest amount = individual account funds × actual deposit days × annual interest rate ÷360. According to the relevant regulations of the People's Bank of China, the deposit interest rate of the employee housing provident fund account is uniformly implemented according to the benchmark interest rate for one-year time deposits (currently 1.50%). According to the relevant regulations of the People's Bank of China, the interest settlement date of the provident fund is June 30th every year, and the interest settlement year is from July/KLOC-0 last year to June 30th this year.

1. Housing accumulation fund refers to the long-term housing savings paid by state organs and institutions, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises and institutions, private non-enterprise units, social organizations and their employees.

2. From July, 2065438 1 day, all housing provident fund management centers across the country will handle the transfer and connection of housing provident fund in different places through the platform according to the requirements of the operating rules for the transfer and connection of housing provident fund in different places issued by the Ministry of Housing and Urban-Rural Development. On 202 1 July1day, the Ministry of Housing and Urban-Rural Development of the People's Republic of China confirmed the national housing provident fund service logo and decided to start it from now on.

3. Nature

(1) security, the establishment of employee housing provident fund system, which provides a guarantee for employees to solve housing problems faster and better;

(2) Mutual assistance, the establishment of housing provident fund system can effectively establish and form mechanisms and channels for employees with housing to help employees without housing, and housing provident fund can help employees without housing in terms of funds, which reflects the mutual assistance of employee housing provident fund;

(3) In the long run, every urban employee must pay personal housing provident fund from the date of joining the work to the time of retirement or termination of labor relations; The employee's unit should also pay the housing provident fund for employee subsidies as required.