The National Medical Insurance Administration stated that it is not allowed to use medical insurance to pay for accounting expenses, so will nucleic acid testing become self-pay in the future? I think so.
According to relevant media reports, the National Medical Insurance Administration has clearly stated that medical insurance funds cannot be used to pay for nucleic acid testing of large-scale populations, so it requires relevant regions to make immediate rectifications. According to the current regulations, currently, everyone must do Nucleic acid testing is either self-funded or funded by medical insurance and local finances. Maybe some localities with relatively sufficient finances can continue to provide free nucleic acid testing for residents of the city for a month or two. But if the epidemic enters normal management, then the cost of nucleic acid testing alone will be a lot every day. Obviously, under such circumstances, even if the medical insurance has surplus, it will not be able to afford nucleic acid testing for so many people. Testing costs, and the main function of the medical insurance fund is to pay for everyone’s illness diagnosis and medical expenses. If the medical fund money is misused, then those who are sick may face a situation where medical insurance cannot reimburse them. Therefore, if you want to maintain the normal operation of medical insurance, you must maintain a surplus fund that can cover expenses for half a year to a year. Therefore, the Medical Insurance Bureau has decided not to use large-scale nucleic acid testing fees out of responsibility for the people.
Just imagine, if all the funds from the medical insurance are used for nucleic acid testing, then just paying for these tests every day is a big expense. Then, it will cause a huge gap in the medical insurance fund. Insufficient funds have resulted in the inability to reimburse patients for treatment in hospitals. From this point of view, the National Medical Insurance Administration’s decision to stop using medical insurance funds for large-scale nucleic acid testing is a very clear decision.
In the long run, nucleic acid testing will definitely be at your own expense. Of course, if there is no epidemic in some places, there is actually no need to carry out regular nucleic acid testing. So from this point of view, it is necessary to carry out nucleic acid testing. Nucleic acid testing is mainly done to prevent outsiders from causing local epidemics. Therefore, for people who need to go out frequently, they must conduct nucleic acid testing at their own expense.