The funds you bought three years ago all lost 5%, so you should consider whether to hold them again. I have to say, your heart is a little too big! At present, what should we do to deal with the fund that has already lost 5%? What should we do? We should continue to hold and redeem the stock stop loss. There is really a better choice! Buy at the highest level, and if you don't break it, you break it. Incorrect purchase method, habitual one-time hassle, not choosing fixed investment fund and continuous average position average price. Once you buy it, don't ask. Only once every two years, whether it is a loss or a profit depends on God's will.

I didn't sell it when I went up, and I always covered up my losses and didn't want to sell it. Funds are very different from individual stocks. Maybe it takes only a few days or a month for individual stocks to lose 5%. But as far as the fund is concerned, it is unlikely that it will rise and fall in a short time. First of all, the floating loss of 5%, most of which can be regarded as a deep "stock quilt", must be unwise to redeem. And as long as you hold it with your heart and don't buy it, you may still have a chance to turn over.

Secondly, the fund has fallen by 5%, which also means that the stock market has fallen to the "bottom" on a certain level. At this time, the probability time and space for further decline are very small, and the form of double buying can be adopted to reduce the average position price. Generally, it follows the change of industry index or the change of stock market. For example, the Shanghai and Shenzhen Index 3 Index Fund, the CSI 5 Index Fund, and the CSI Medical Environmental Health Index Fund. In that case, there is no need to cut positions in this type of fund, so hold it again. Because whether it is an industry index fund or a large, medium and small index fund, most of them will rise if they are held for a long time.

Especially since you have lost more than half of your money, there is still a great chance that the fund will rebound. The fund's investment is not the same as the loss-making stock stop loss in the stock, and the fund's ups and downs will not be as big as those of individual stocks, so there is still a chance to escape. As long as the floating losses in the accounts are not sold, it is just data, and the strategy of sharing risks with fixed investment at this stage is completely feasible, and the key point is to seize the opportunity. There are always some funds in the market, which not only lay the foundation in the same type, but also underperform the index value far away, and even fail to win the time deposit for many years. Such funds are useless no matter how long they are held.