In foreign countries, it is true that private equity products are the mainstream, both in scale and income are higher than public offerings. In China, the development of funds is not long, and people's acceptance of funds is not very high. How can we tell who is more advanced? I am "reluctant", try to analyze it from the following aspects!
Fund product scale
The scale of public offerings ranges from hundreds of millions to tens, billions or even trillions (money funds); Private placement is generally small, with hundreds of millions in the majority, even if the scale of a single product is more than one billion. From this perspective, public offering is better than private offering.
In terms of investment threshold,
Public offering is a popular financial product. Generally from 1 yuan, the capital requirements are low. It is no exaggeration to say that it is private investment! And the threshold of private investment is high, generally starting from 6.5438+0 million yuan, which belongs to personal tailor-made products! In this respect, private placement is slightly better than public offering!
From the perspective of risks and benefits.
Investment is risky, so we need to treat risk and investment dialectically. The more benefits, the greater the risk. Theoretically, relatively speaking, the risks of private placement products are relatively large, and the benefits are also considerable; Money fund investment (Yu 'ebao) is basically risk-free and flexible, and of course the income is much lower!
I don't know, through this comparison, do you think private placement will be higher than public offering?