Don't buy any funds and wealth management products, and don't expect to deposit money in the bank to collect interest. The purpose of keeping money in the bank is only to seek safe custody. Why give the money to the bank for investment? The bank will give you some interest when sending beggars. Isn't that all you need? Let you go to the bank to buy wealth management products or funds, or interest? These people know nothing. They don't know what wealth management is.
You are a boss, although you have less money. If you buy a medium-and long-term stock, you should keep it in the bank. I dare not say anything else. The income is hundreds of times that of bank wealth management products or interest. There is still some. If the stock selection is not good, call me.