A fund is to give money to a fund management company, and then the fund manager of the fund management company uses the money to make investments, such as buying stocks and bonds. The risk of funds is greater than bank deposits and less than stocks. The income of the fund is also uncertain, which is mainly determined by the investment level of the fund manager and the market situation. There are hundreds of funds with different styles, depending on their own needs.

To buy a fund, we should arrange the funds according to the amount of personal funds, risk tolerance and future capital demand. If you buy a small fund, you'd better choose a regular fixed investment, which has many advantages:

First, invest regularly, every little makes a mickle. Investors may have some idle funds from time to time. By purchasing funds through regular fixed investment plans and increasing the investment value, you can "accumulate sand into a tower" and accumulate a lot of wealth unconsciously.

Second, automatic deduction, simple procedures. You only need to go to the fund agency to go through the one-time formalities, and the deduction subscription for each period in the future will be automatic.

Third, average investment and spread risks. The capital is invested on schedule, and the input cost is relatively average, which maximizes the risk dispersion. Specific investment funds can choose old funds with good long-term performance. Such as: Golden Eagle small and medium-sized stocks, Morgan Stanley resources, etc.

It is recommended to know the fund first when buying a fund. The study abroad fund suggested going to Wei Miaocai Business School. Miao Wei Finance and Business Education selects financial analysts, financial planners and other professionals from major financial institutions to polish the course content, adopts the "video+counseling" dual-teacher teaching mode, and innovatively introduces "companion" community counseling into online classes, effectively improving the interactivity and enthusiasm of users' learning.