There are many uncertain factors in stock fund investment, and money fund has the advantages of low risk, strong certainty of income and high liquidity. The following are the important skills on fund management compiled by Bian Xiao, hoping to help you. Welcome to read the reference study!
Classification and difference of funds
Funds can be divided into stock funds, bond funds, monetary funds and hybrid funds according to different investment objects. These are several common types of funds. In addition, there is a QDII fund.
The differences between these funds are mainly reflected in two aspects: one is the different investment objects, and the other is the different investment risks. Among them, equity funds have the highest risk and mainly invest in the stock market; Hybrid fund sharing second, the investment direction includes stocks, bonds and money market tools; The risk of bond funds and money funds is much lower, in which bond funds are financial instruments that invest in fixed income such as government bonds and financial bonds, while money funds are used to invest in money markets.
Methods of purchasing funds
1 subscription: the fund subscribes before the working day 15, and the profit and loss are calculated on the second working day. After 15, you can inquire about the profit and loss on the third working day.
2 Subscription: For subscribed funds, the profit and loss can only be seen in the closing period after the end of the raising period. The raising period and the holding period are generally 1-3 months.
3 buy: after buying the fund, you can check the profit and loss on the spot.
What's the difference between subscription, subscription and purchase? Subscription refers to the daily investment of OTC funds, and buying refers to the investment in listed funds. Subscription is to invest in new fund shares, and there will be a subscription period for both off-exchange funds and on-site funds.
Is the fund valuation falling sharply suitable for buying?
It depends on whether the fund valuation is suitable for buying. When the fund's valuation plummets, the first thing to do is to analyze the reasons for the fund's plunge, whether the fund itself or the market is not good, and most funds are falling.
If it is due to the reasons of the fund itself, such as the fund manager's misoperation, or the fund itself is not good, the fund always falls more and rises less, then it is not recommended to buy it. It may be a bottomless pit, and the more you lose, the more you lose.
If most funds fall because of the influence of market factors, then you can wait and find the right opportunity to buy, because when most funds fall, they are generally funds that have a big relationship with the stock market. When the stock market is bad, funds will also fall. When the fund valuation is low, the fund has investment value, the fund has more room for growth, and the investment fund has greater probability of gaining income.
What does the sharp decline in fund valuation mean?
The sharp decline in the valuation of the fund means that the price of the fund is falling sharply. The lower the general fund valuation, the smaller the risk will be, indicating that the fund has certain investment value, greater room for growth and the possibility of making money. You can choose to buy when the valuation of the fund falls sharply. If you buy at a low level and sell at a high level, then the fund may make money. If you buy at a high level, you will lose.
But when buying a fund, there are many factors that affect the rise and fall of the fund. Everyone should look at the prospects of fund investment targets, and then analyze them in combination with market conditions and other reasons. Most of the funds whose general fund valuations have plummeted have invested in the stock market, which is risky. It depends on whether the stocks held by the fund have stabilized. When the stock market or stocks held by the fund have stabilized, it is the best time to start.
There are few cases where the valuation of a fund like the Monetary Fund has fallen sharply. Because the investment direction is the money market, the risk is relatively small and the income is relatively stable. There are few cases in which the valuation of the fund has fallen sharply, and the general fund has relatively small fluctuations.
What are the listed companies with heavy positions in related funds?
Regarding the risk of "disintegration" of institutional groups, Xiang Yan, chief strategist of Guosen Securities, believes that in the current era of efficient information dissemination, it is normal for institutions to highly agree on the company's evaluation. In his view, whether "Bao Tuan" changes depends on the business cycle and has nothing to do with whether "Bao Tuan" itself changes. In fact, the fund's heavy position has been changing with the economic changes. For five consecutive years, only 100 stocks entered the fund before 10 stocks, which can be described as "iron institutions and flowing water".
1. Simei Media: shares held by various funds issued by fund companies, and are the top ten shareholders of the shares.
2. Caesars Travel: As of March 3, 2065438, the shareholding ratio of Shanghai Yin Qi Equity Investment Fund Management Co., Ltd.-Shanghai Tongmei Yin Qi Investment Management Center (limited partnership) was 0.99%.
3. Huicheng Technology: the shares held by each fund issued by the fund company and the top ten shareholders of the stock.
4. Xinjiang Zhonghe: As of March 3, 2065438, the shareholding ratio of Bank of Communications Co., Ltd.-Changxin Quantitative Pioneer Hybrid Securities Investment Fund was 0.4874%, the shareholding ratio of China Construction Bank Co., Ltd.-Boss CSI Gold Rush Big Data 100 Index Securities Investment Fund was 0.2582%, and the shareholding ratio of Bank of Communications Co., Ltd.-Changxin Quantitative Small and Medium-sized Securities was 0.2582%.