Yue Yue met a boy through a software called Momo, and they got along well. After a period of contact, the other party told him that buying a fund can make money now. Yue Yue was a little touched. She also hoped to make some money through investment, instead of holding a dead salary. However, the thought of so many online frauds and her own ignorance of funds made her puzzled again.
Facing Yue Yue, what would you do if it were you?
The online world is a mixed bag. We have no way to judge whether the other party is sincere or false, but we must be careful. You can improve your anti-fraud awareness from several aspects and judge whether online financial management is really reliable.
First of all, you can judge whether the other party's fund products are truly legal and compliant. Funds are different from private equity funds in that they are public offering funds. Public Offering of Fund is supervised by the competent government department, and can publicly issue raised funds to investors. There are strict information disclosure rules, and issuers need to have corresponding fund licenses. Relevant information can be inquired through the national enterprise information publicity system. We can invest in Public Offering of Fund through fund companies, banks, securities companies and other channels. Public Offering of Fund is a very common investment product. Private equity fund is special, it can only be issued to specific targets. There is no clear legal definition of private equity fund in China, which means that the legal risk of private equity fund is relatively high. The threshold and profit and loss fluctuation of private equity funds are very high. If you are a fledgling investor, it is not recommended to invest in private placement to avoid huge financial losses. If you are still a stranger on the internet, you will refuse at the first time. Whether it is a compliant private equity fund is a problem, not to mention the investment income. It is very likely that the other party is a liar and engaged in illegal fund-raising business.
If you want to know about fund investment, you must open an account through formal channels, such as local banks, counters of securities companies or formal third-party fund sales platforms such as Tian Tian Fund. Don't register through the link or software sent by the other party, so that the other party can get your identity information and bank card information.
Suppose the other party did give you several good funds, and you also opened a fund account in formal channels. The other party wants to help you operate your account on the grounds that you are unfamiliar, so you must refuse decisively. Keeping accounts and passwords safe is the bottom line, and it is illegal to operate other people's accounts.
Keep in mind the above points, so as not to be cheated by a fever, suffer from the loss of funds for no reason, and there will be no pie in the sky. On the road of investment, no one can achieve successful financial management through others without knowing anything about himself. Only by learning more and knowing more can we improve our anti-fraud level. In the face of money given by others, you can fight for it.