It may be over 60% now. It is expected that the payment fees of rural cooperatives will continue to increase in the future, but the coverage and reimbursement amount of urban and rural residents' insurance will also increase. At present, the medical insurance for urban and rural residents has cancelled personal accounts, and at the same time, it has joined the outpatient co-ordination, which has once again improved the outpatient reimbursement treatment. In other words, if it was only 30% in the past, it may increase to more than 60% now. If you want to increase 30 yuan in this way, it's really worthwhile. As far as participating in the new rural cooperative medical system is concerned, many people are working or doing business outside, and many people have no urban medical insurance. Therefore, there is only the reality of cooperative medical care, but it is inconvenient to participate in the new rural cooperative medical system in the place of residence, and it is not necessary to participate in it in the place of residence. As far as reimbursement is concerned, most of the expenses of the insured are outpatient expenses, which cannot be reimbursed at the place of residence or when they return to their place of residence. Even for hospitalization expenses, it depends on how much they will be reimbursed when they return to their place of residence. If it is not too big, the round-trip cost is too high to be worth it. Therefore, the solution is to solve the payment channels as soon as possible, realize remote settlement and convenient settlement as soon as possible, and realize the national card as soon as possible to facilitate payment and reimbursement. Not only cooperative medical management institutions can be reimbursed, but also designated hospitals and pharmacies should be reimbursed on the spot.

The new rural cooperative medical system (hereinafter referred to as the "new rural cooperative medical system") refers to the mutual medical assistance system for farmers, which is organized, guided and supported by the government, voluntarily participated by farmers, and jointly funded by individuals, collectives and the government. It takes the form of individual donations, collective support and government funding to raise funds. On June 5438+ 10, 2002, China clearly proposed that governments at all levels should actively guide farmers to establish a new rural cooperative medical system with serious illness as the focus. In 2009, China made an important strategic plan to deepen the reform of the medical and health system, and established the position of the new rural cooperative medical system as the basic medical security system in rural areas. 20 15 65438+29 10, the State Health Planning Commission and the Ministry of Finance issued a notice on doing a good job in the new rural cooperative medical system in 20 15, proposing that the per capita subsidy standard of financial departments at all levels should be raised from 20 14 to 60 yuan and reach 380 yuan.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 24 The state establishes and improves the new rural cooperative medical system. Measures for the administration of the new rural cooperative medical system shall be formulated by the State Council.

Article 25 The state establishes and improves the basic medical insurance system for urban residents. The basic medical insurance for urban residents combines individual contributions with government subsidies. People who enjoy the minimum living guarantee, disabled people who have lost their ability to work, elderly people and minors over 60 years old in low-income families, etc. , subsidized by the government.

Twenty-sixth basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with state regulations.

Twenty-seventh individuals who participate in the basic medical insurance for employees, when they reach the statutory retirement age, will no longer pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with state regulations; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.

Twenty-eighth medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency treatment and rescue shall be paid by the basic medical insurance fund in accordance with state regulations.

Twenty-ninth medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by the social insurance agency, medical institutions and pharmaceutical business units. The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.